Enter to Win a $50 Home Depot GiftCard

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Enter to Win a $50 Home Depot GiftCard

I can only imagine…getting married is a fun, exciting but stressful time for most couple. My sister got married earlier this year and SO much needs to get done but some important things get missed!  While I applaud her and she had tons of help to get ready, you just can’t cover all the bases – something is bound to fall through the cracks.  

Here is a great way to educate yourself about insurance and what you should do whether your getting married or just starting out getting insurance. Check out the Insurance Survival Guide! Have some fun with it and play the I DO Adventure Interactive Game! Plus in celebration of this great guide we are giving away a $50 Home Depot Gift Card!

Scheduled the Wedding date? Check! Booked the Honeymoon plans? Check! Insurance? Wait, What?! It’s easy for many couples to get wrapped up in the excitement of planning a wedding and fail to fully think through the many financial implications of joining lives. In fact, a recent NAIC survey revealed disconnects in what couples know is important to discuss before getting married — including insurance issues — and what they actuallydiscuss. What about you? Before you tied the knot, did you ask your fiancé about his driving record? Did you discuss whose health insurance to keep, or how much life insurance you needed? If not, you’re not alone. According to our survey, 61% of couples age 18-24 said they talked about combining auto policies before getting married, but only 30% cited ‘my spouse’s driving record’ (a key factor in calculating premiums) as an important conversation to have before marriage.

I think its time to have “The Talk”

That’s why we’re letting you know about steps engaged couples can take today to avoid misunderstandings that could dim that newlywed glow. NAIC recommends couples have a pre-wedding sit-down to address important topics:

  • · Auto: Finding out you’re in love with a speed demon after saying “I do” can be a shock to your psyche, and your auto insurance premiums.

– You may want to think twice about combining coverage, and educate yourself about named-driver exclusion clauses.

  • · Home: How many of us really know how much ‘stuff’ we own? Without a clear grasp of our property, our most prized possessions might not be covered by our homeowners or renters insurance.

– NAIC’s free MyHOME Scr.APP.book app lets you quickly capture images, descriptions, bar codes and serial numbers, and stores them electronically for safekeeping. The app organizes information room by room and creates a back-up file for email sharing. Readers can search ‘NAIC’ to download the app at iTunes® and Android market®.

  • · Health: The lowest premium isn’t the only consideration when deciding between health insurance plans. To avoid a short-term decision that could result in long-term headaches, be sure to review provisions related to deductibles, co-pays and coinsurance, and pay attention to what is NOT covered.
  • · Life: Now that “I” actually means “we,” you may want to revisit your life insurance coverage. To land on a new amount, consider future income potential, the cost of raising kids and any outstanding mortgage.

Now that you have learned some exciting information! It’s time to Enter to win a $50 Home Depot Gift Card! Enter to win below! Good Luck!

DISCLAIMER:This contest is open to US Residents only. You must be 18+ to enter. No purchase necessary. The winner will be chosen by rafflecopter and will be announced on one of my post. They will also notified through email and has 48hrs to claim their prize or a new winner will be chosen. This review and giveaway is in no way associated with Facebook, Twitter, or any other company unless otherwise specified. The number of eligible entries received determines the odds of winning. This blog reserves the right to obtain names and email addresses from this rafflecopter form, as well as the right to publicize the winner’s names and likenesses harvested. If potential Grand Prize winner forfeits or does not claim the prize, prize will be re-awarded, in Sponsor’s sole discretion. VOID WHERE PROHIBITED BY LAW.

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Comments

  1. Emiela Bradford says:
    I learned that insurance is a very serious matter that should be talked about and taken care of before marrying. But it doesn’t stop there, after marriage, it is important to continuously revisit it as the marriage goes on.

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